Looking for personal insurance?
Walnut for consumers
Get more information about our embedded insurance solutions today.
Drive additional margins and revenue
2X+ your customer lifetime value
Delight customers with access to cover
Differentiate products and create stickiness
Launch an in-platform branded insurance program, no insurance experience required.
Best-in-class customer journeys that look and feel like your experience.
We integrate with insurers to provide you with easy-to-deploy integration options.
We provide full-serve licensing paired with multi-channel broker support for you customers.
Some of our Trusted Partners
Additionally, we have no-code integration options available to get you off the ground in under a day.
Get a demo
Over 14 carriers to give you access to products that fit your customers' needs.
Group Life
Group life insurance to cover basic debts, funeral expenses, cash needs.
Group AD&D
Accidental death and dismemberment coverage to cover financial needs.
Group Critical Illness
Coverage in the event of developing a critical illness or disease.
Mobile Device Protection
Coverage options for mobile devices, such as screen cracks, component damage, and theft.
Personal Cyber Protection
Up to $1M in personal cyber coverage and 24/7 access to cyber support.
Product Warranties
Additional protection for electronics and personal consumer goods.
Balance Protection
Coverage for a consumer’s outstanding loan balance.
Mortgage Protection
Coverage for a consumer’s outstanding mortgage balance.
Commercial Protection
Coverage for a business owner’s outstanding obligations or requirements.
Emergency Medical
Coverage for hospital, doctors’ fees, prescriptions, emergency transportation and more.
Cancellation/Interruption
Reimbursement of travel costs if a trip is cancelled before leaving, or disrupted after it has begun.
Optional Coverages
Coverage for baggage, high-risk activities, car rental, AD&D, and more.
Home Insurance
Coverage for an individual’s house, condo, townhouse, or mobile home.
Auto Insurance
Coverage for all required vehicles and family members.
Tenant Insurance
Coverage for contents within the rental unit.
Term Life Insurance
Coverage to protect a consumer’s family financially in case of death.
Landlord Insurance
Coverage for landlords renting out their home or units.
Rec Vehicle Insurance
Coverage for recreational vehicles including boats, ATVs, and more.
Small Business
Coverage for small businesses from yoga studios to technology firms.
Large Commercial
Coverage for large businesses, buildings, and properties.
Errors & Omissions
Coverage for professionals and directors in the event of a mistake or omission.
About Neo Financial
Canada’s fastest growing neo-bank with over 1M customers across their credit card, savings account, investment, and mortgage products.
What we embedded
Credit Card Insurances
Extended warranty, rental insurance, purchase protection, and more!
Premium Plan offerings
Mobile phone protection, life insurance, health and wellness benefits
Testimonial
"We’re excited to partner with Walnut, bringing insurance into the digital age and creating greater access to protection for all Canadians. We’ve been impressed with how their infrastructure has been able to support us in growing our product offering."
Andrew Chau
Co-founder & CEO
We’ve integrated with insurers so that you can get up and running in day.
01
Choose the most relevant products for your customer base.
02
Integrate insurance into your offering with our APIs or no-code solutions.
03
View your dashboards as customers enroll and get protected.
Get more information about our embedded insurance solutions.
Get a demo today!
Our team at Walnut is on a mission to make life insurance accessible and improve the lives of our members with access to valuable member benefits.
Accessible Pricing: We’re spearheading price-first life insurance memberships to create a transparent and trustworthy online buying experience. You’ll always know how much you’re paying right from the start. You can feel comfortable that you’ll never be blindsided by additional fees or commissions.
Member Benefits: To help you live your best life our memberships include access to relevant products and services in addition to your life insurance. These are included as part of your monthly payment and you’ll have access as long as your membership is active.
Our goal is to build a trusting relationship with you. We promise to never oversell you and will have your back as your needs change. Our licenced customer service reps are not commissioned agents, so you can count on unbiased helpful advice.
To ensure you have the best coverage we have partnered with SBLI a trusted life insurance carrier who has covered over 1 million US families and has paid out over 4 billion dollars in claims. You can find out more about our carrier at https://www.sbli.com/.
Walnut currently offers term life insurance available in 10-year terms and personal cyber protection.
We’ve partnered three premium brands to help you live your best life. Headspace for mental health, sleep, and focus guidance, ClassPass for access to hundreds of digital fitness classes, and Dashlane to help you autofill passwords and protect your online identity.
Yes, member benefits are optional and the pricing for the benefits are broken out separately during the checkout process.
Yes, we are licensed to sell insurance in each state, excluding New York. You can find our list of active licences here.
We currently accept bank account payments (ACH) for our life insurance membership and credit card for our personal cyber membership.
We’d love to chat with you. To chat with us, you can contact us through the live support on our site or email us at contact@gowalnut.com.
Term life insurance is one of the most affordable ways to ensure your family is protected financially in the event of your passing. "Term" is the set amount of time that the insurance will last. To determine the right length of time you would want to consider your financial liabilities; mortgage, loans, debt, and end-of-life expenses. Given this type of insurance is for a set period, if you were to outlive the term you would not receive any return on the premium. Your family would also not receive a death benefit.
We’ve partnered with SBLI USA Life Insurance Company that carries an A.M Best Rating of A.
AM Best's Financial Strength Rating (FSR) is an independent opinion of an insurer's financial strength rating and ability to meet its ongoing insurance policy and contract obligations. With Walnut and SBLI, you can feel confident that your life insurance will be paid out in the case of a claim.
There are multiple reasons someone would prefer to choose term life insurance. The premium prices are much more affordable, if you need something that would protect your family but are on a budget this is the perfect option. It's also great if you have a family with a mortgage, debt, loans, or want to put your kids through college. This is equally important to have if you have shared investments with a serious partner or even a business partner, the policy would help to protect them from financial loss or burden. The length of the policy would reflect how long you would need to protect your loved ones to cover your finances in the event of an unexpected death.
Adults 18-55 years of age are eligible for our digital term life insurance.
The most simple way is having your death benefit equal to 10 times your annual income, this is a good estimate to start with. To go a little deeper, you will want to analyze your expenses and future financial needs. Things to consider are; mortgage payment, debt, kids' college, and day-to-day expenses.
10-year term lengths are currently available to purchase.
No, your monthly premiums will not change for the length of your term.
The maximum amount of coverage available with Walnut is $1,000,000.
This greatly depends on what the serious medical condition is. This should not stop you from reaching out to an insurance provider to see if you would qualify. In general, most pre-existing conditions will get a rating, making your premium higher. What is important is to get covered with insurance the sooner the better, because if you do have a medical condition this puts you at greater risk of earlier or an unexpected death.
Accelerated Death Benefit Rider is included at no additional cost. This provides early access to a portion of the death benefit if the insured is diagnosed with a terminal illness
In most cases, purchasing life insurance is a decision made by the individual to be insured. At Walnut, you can only purchase on behalf of yourself.
You can cancel your SBLI term life policy at any time.
Yes, the SBLI term life insurance that we offer does cover death by COVID-19. Receiving a COVID-19 vaccine will also have no effect on the ability to obtain coverage or benefits from SBLI life insurance policies. You can read more about SBLI’s response here.
Our goal is to get you covered quickly and easily. The process from quote to application submission should only take 10-15 minutes.
Eligibility may vary depending on health and other factors, but yes, our platform allows you to apply for coverage 100% digitally without ever needing to speak with an agent. Although, we are here if you need some help.
No, our platform is designed to complete the underwriting process fully online without a medical exam. However, there can be health or other factors that may prevent a successful digital application.
Our platform allows us to underwrite policies in realtime which requires personal information. All of the questions that are asked in the application process are required to give you an an accurate and instant decision on your life insurance eligibility. Please be rest assured that your information is safe and will not be used for any other purposes other than underwriting your policy. You can read our Terms of Use and FAQ.
Be rest assured that your data is encrypted to protect your identity and keep your personal information safe. Your social security number is used to verify your identity, prevent fraud, and provide accurate underwriting for your policy.
Yes, we have licensed agents available to answer any life insurance related questions. To chat with an agent you can use the live chat located on the website, contact us at support@gowalnut.com, or book a 15-min session here.
In some cases, we are unable to offer coverage due to eligibility. If you suspect something is going wrong, please do not hesitate to contact us at support@gowalnut.com.
In the event that you are having trouble with your application online, please know that we are here to help. To chat with us, you can contact us through the live support on our site or email us at support@gowalnut.com.